Pensions

Pensions

Occupational Pensions are undergoing substantial change within the Irish market and with this comes challenges. Key drivers of this change include:

Legislation
Judges Gavel, symbolising legislation

Changing legislation

Risk
Risks - underlined by a warning sign

Increasing focus on risk

New Vehicles
A number of vehicles to choose from

Auto-enrol, master trusts, pan European pensions

Compliance
Big Files and Books symbolising Compliance

Increasing compliance demands

Costs
Monies, representing the challenge of managing costs and resources

Managing costs and resources

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Fitzgerald Actuarial Limited is able to provide consultancy services, or simply additional resources, to those operating in the occupational pensions market.

In the table below we provide examples of client types and a summary of our main pension services.

Services

Pension Plan OverviewProcess Reviews
Investment ReviewsCommunication
Scheme TransformationsDocumentation
Risk ReviewsIORP II Gap Analysis
Provider ReviewsAdded Resources
Defined Contribution………….more

Clients

Our services are appropriate for all entities involved in the Group Pensions market and would include:

Pension Trustees

Sponsoring Companies

Pension Providers

Intermediaries

Benefit Consultancies

The Pensions Consulting Team

The Pensions Team is led by John Grant who has over 20 years’ experience in Investment Consulting and Pensions, while Catriona Mulcahy acts as Pensions Project Manager. Along with the support of highly regarded actuaries, this means that the Fitzgerald Actuarial Limited team:

  • are highly qualified and experienced
  • have complementary backgrounds
  • are ideally placed to provide objective reviews, not having ties to any one provider

So why not take that first important step today by calling John today on +353-89-4735229 or submit an email to john.grant@fitzgeraldactuarial.ie. We look forward to hearing from you and providing our expertise and support.

Pension Articles

Article included in Irish Broker Magazine

The November 2020 edition of Irish Broker Magazine, the official publication of Brokers Ireland, includes an article written by John Grant of Fitzgerald Actuarial Limited. The article looks at how members have reacted to volatility in 2020 and what lessons may be learnt.

Volatility in Members’ Funds – Lessons from 2020

This article looks at how defined contribution plan members have responded to events in 2020 and considers the lessons that can be learnt for trustees, sponsors, members and those involved in the pension's industry.

Due Diligence in Moving to a Bundled Solution

Sponsoring employers and trustees need independent advice on their pension arrangements. Such advice is essential before making any significant change to existing pension arrangements. Moving to a master trust, or other bundled solution, is often presented as a simplification of existing arrangements.…

2020 Vision – Presentations on Transfers and Wind-Up

Update (March 2020): In December 2019 we highlighted the forces that will lead to wind-ups and transformations of Irish pension schemes. Recent turbulence has only accelerated the timelines detailed in the presentations below. As specialists in this field…

Seminars on Wind-Up and Transfer of Pension Plans

Fitzgerald Actuarial in conjunction with Zurich were delighted to hold pension seminars in Cork and Limerick in December 2019, focusing on the challenge of pension scheme restructuring through wind-up and transfer…

IORP II & Data Integrity

The Chinese proverb “May you live in interesting times”, may not seem like a good introduction to the passing of further legislation affecting pension plans, but with so many changes afoot times are definitely getting most interesting. In this article, John Grant takes a look at why data integrity should be at the top of…

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We are committed to making a difference within our community through our Corporate Social Responsibility (CSR) initiative Community Support Resources.

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